Well, we thought all of our prayers were answered when Jamie was offered to become the GM (in training) at his part time job; which meant he'd go full time and get full time benefits, including myself. Well, God must've thought different b/c at the very end of December, we found out it wasn't gonna work. Plus, we always knew that it wasn't his end goal in life to become the GM of a Chick-fil-A. So we decided we'd go back to where we were and stick w/ the part time
All that to say, since we are both working part time jobs, neither of us can get insurance through our employers; which meant we were just using our individual family plan.
Individual health insurance = no maternity coverage
So what do we do next?? As of January 31st, I stopped my insurance b/c I was trying to apply for Cover Colorado (a health insurance plan that does not deny anyone with pre-existing conditions). The hitch: it costs $400 per month for me alone. Yikes!!
When I was prego with B, I had tried to enroll in Medicaid, but unfortunately (or fortunately!?) we made too much to qualify.
That is...until we recently learned about CHP+, another form of Medicaid in which you can apply if you make more than the amount that qualifies you for Medicaid.
Even for this, we were gonna be close to the cut off amount in which you can be eligible. But we figured we'd give it a try. Just this morning, I went down to the hospital to enroll for this (took 2 1/2 hours - not fun while trying to entertain a 20 month old!!) - but it paid off.
When I was prego with B, I had tried to enroll in Medicaid, but unfortunately (or fortunately!?) we made too much to qualify.
That is...until we recently learned about CHP+, another form of Medicaid in which you can apply if you make more than the amount that qualifies you for Medicaid.
Even for this, we were gonna be close to the cut off amount in which you can be eligible. But we figured we'd give it a try. Just this morning, I went down to the hospital to enroll for this (took 2 1/2 hours - not fun while trying to entertain a 20 month old!!) - but it paid off.
Praise GOD - I was accepted!!!!
Which means!?! "All pregnancy care is free, including prenatal care, labor and delivery, and visits after you deliver. Other medical care, such as prescriptions, may have small co-payments depending on your family size and income".
No, I am not ashamed to say I am on medicaid. This is just another way of God blessing our family and showing us that He does care and love us and watches over our needs...big and small.
No, I am not ashamed to say I am on medicaid. This is just another way of God blessing our family and showing us that He does care and love us and watches over our needs...big and small.
8 comments:
Never should you ever be ashamed of using Medicaid - it's there for you when you really need it, and unlike some people in our country you are using for the right reasons and not abusing the system. I was on Medicaid back when I was pregnant with A and let's just say it was a huge blessing to have, especially after the scary ER trip I had to make early on in my pregnancy.
I'm glad you guys have something to help out financially with child #2...every little thing like that reminds that God is definitely in the small (and big) things :) and what a blessing that truly is!
YEAH!!!
medicaid is for people who need it. i work with people on medicaid, tanf and food stamps and it literally makes the difference between healthcare and dying, paying rent or being homeless and eating or starving.
believe it or not, it's actually super hard for some people to get benefits (and not for income reasons). glad this worked out for you!!
So glad for you! Happy baby doctor visits!
So glad to hear that things worked out. I will keep praying for you, Baby #2, and the whole family. God will continue to provide. It's so cool to see how He does it, because it's usually not how or when we expected it at all. But, it's usually better, way better!
Good for you and your family!! PTL!! That must feel so so so good!! When we lived in colorado we too applied for cover colorado but then we moved back suddenly to Kansas for family reasons, but with my disease we were having a rough time with insurance!! Bless your family--we get how hard insurance can be and needing to be full time for benefits!! God answered our prayer too!!
Praise the Lord Indeed! With my second pregnancy we had insurance but did not know there was a "waiting period" until I was 20 weeks. I looked into a lot of different avenues but we didn't qualify. So we are still paying for L. $25,000...but the Lord is faithful to provide. So happy this worked out for you guys!
Never be ashamed to pray for the Lord to help you in your situation. It could be exactly what you were praying for but not the way you expected with the result. HE is awesome in answering prayers. We miss you all and it is AWESOME to hear how God is building your strength to lean on HIM AT ALL TIMES! Peace and blessings. : D
That is incredible! So happy for you!!!
-Kristy
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